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Only about half of families in Massachusetts have incomes that put them squarely within the middle class, not teetering too close to the poverty line and not making vastly more than the average family. In recent decades, the Massachusetts middle class has actually shrunk. Back in 1980, about 13 of every 20 people you passed on the street fit the definition. Today, it’s more like 11. What happened to the other two? One moved up, the other down. These days, fear of falling down has become widespread, while the prospect of moving up seems more remote. If you look across the state, you can see why. Many middle-class residents live near poor neighborhoods, but you don’t find large numbers of middle-class families living alongside the wealthy. If your family earns between $34,000 and $136,000 per year, you’re middle class. Thank you for signing up! Sign up for more newsletters here This is just a rough definition, since there isn’t a standard definition of middle class, or a clear criterion for who’s in and who’s out.
For this analysis I’ve looked at Bay Staters who are 1) not too poor, and 2) not too rich. A good figure to anchor the middle class on, using these criteria, is average household income, which in 2013 in Massachusetts was about $68,000. If you earn less than half of that, or around $34,000, you are considered poor or low-income. By contrast, if you earn twice as much as the average family in Massachusetts, or around $136,000, then at least for this analysis you qualify as high-income. This cutoff is likely to be more controversial, since even very wealthy families like to think of themselves as middle class. But there’s no point in pretending that people who earn well over $100,000 inhabit the same economic sphere as those who earn $40,000. To be sure, this definition is fairly blunt. An unmarried twentysomething making $60,000 is clearly in a very different economic position than a family of five with the same income. But given that poverty is frequently defined by income, and that discussions of inequality regularly focus on the earnings of the 1 percent, it makes equal sense to use money as a basic measure of the middle class.
If you’re looking for the middle class in Massachusetts, your best bet is to look outside of Greater Boston. Middle-class communities are most prominent in central Massachusetts, across the southeast, and out toward the Cape. The map below breaks the state into its 52 census regions, each of which has a similar number of people. Darker colors mean more middle-class residents. Middle-class families are actually more likely to live alongside low-income families, according to the map below — which shows where you can find the largest concentrations of low-income, high-income, and middle-class residents in Massachusetts. The pattern is pretty stark. Wealthy families tend to cluster in a half-ring around Greater Boston, which only a few middle-class communities can penetrate. In fact there are many more poor communities inside of Greater Boston than middle-class ones. No region in Massachusetts can boast large concentrations of both middle-class and high-income families. By contrast, there are several places where large middle-class neighborhoods are interspersed with poor neighborhoods (the striped regions).
Geography isn’t destiny, and just because the map seems to show that middle-class families are cut off from Massachusetts’ wealthiest regions doesn’t mean they’re fated to fall down the income ladder. Even so, falling down seems to be a big concern. Last year, as part of a MassINC poll, about one of every four Massachusetts respondents who self-identify as “middle class” said they were in danger of falling into poverty. That’s nearly twice as many as said they were likely to rise up. One possible reason is that while some of the staples of middle-class life have gotten much cheaper over time — notably consumer goods like food, clothing, TVs, and appliances — others have gotten more expensive, particularly long-term investments like health care, child care, and higher education. When families can’t invest in the education of their kids, or face the hovering threat of a medical bankruptcy, then their hold on the middle class can feel very slippery. Information about incomes in 1980 was put together by Cleo Stoughton, a graduate student in public policy at Northeastern University.